loaf/
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50/30/20 budget
Monthly take-home pay
$
Split: needs, wants, savings
50/30/20
60/20/20
70/20/10
Needs
50%
$2,000
Rent, groceries, bills, minimum payments
Wants
30%
$1,200
Eating out, streaming, hobbies
Savings
20%
$800
Emergency fund, retirement, extra debt payments
Calculate
A common starting point, not a rule.
Track it with Loaf Budget
